The Lanigans provide mortgage refinances for all types of loans for people across the nation who are trying to negotiate for a more affordable mortgage
Mortgage refinancing is a complex pursuit. The paperwork, documentation, proof of income, assets—you’re looking at the process you went through when you bought your house—times ten!
You’re asking in many cases for a decreased or forgiven principal as many Americans are living in upside down homes.
You’re asking for a lower percentage rate, a principal deferment, forgiveness of a second or third mortgage.
The bank has hired the toughest attorney possible to handle the refi. Homeowners should hire an attorney too.
Read the final in our six-part series on Mortage Refinancing led by Non-Attorney Rich Marquez. Rich is a mortgage workout agent who came to Lanigan & Lanigan in 2007 to help structure mortgage refinance packages.
Rich knows what banks and lenders want because he spent years on the other side of the paperwork in the mortgage approval industry.
Rich works for the Lanigans to help prepare files for lenders who want complete, accurate and thorough documentation for every refi.
Rich said that the key is proof of income and being able to provide a mortgage alternative that the banks know makes good financial sense.
That’s not an easy task which is why Rich suggests working with real estate attorneys Eric Lanigan who has Florida law experience since he began practicing in 1976.
Roddy Lanigan, an economics scholar and legal mind who graduated from Cambridge University and has worked on massive financial restructuring challenges for businesses and organizations.
Call 407-740-7379 to meet with Eric at the Winter Park, Florida, office or Roddy to meet in the Orlando, Florida, location.